Public entities, such as school districts, need a variety of insurance products along with expert advice for keeping costs as low as possible. The Moundridge, Kan., school district trusts the expertise of Ag360 for protection. USD 423 was an Ag360 client when Chad Higgins became school superintendent in 2009.
“It feels like we’re doing business with friends rather than a big company,” Higgins said. “Accessibility is a key advantage – the office is down the street.”
Higgins said school districts are expensive to insure, with buildings and vehicles to cover, and pedestrians in traffic to protect. The district’s insurance needs include data protection, property, software and technology equipment, vehicles, and workers’ compensation.
Things are usually quiet in Moundridge, but occasionally a staff member has an injury or a school bus is damaged. “When something does happen, they take care of it,” Higgins said.
“We have enough to worry about,” said Higgins. “They take care of things, and we don’t have to deal with it.”
“They let us concentrate on our key focus – the students and employees.”